There is one structural fact a content team has to internalize before anything else: in the United States, gambling is regulated state by state. There is no federal licensing framework and no national online-gambling law. The federal government sets the outer boundaries — what is prohibited across state lines, how tribal gaming works, how gambling-related money is handled — and leaves the regulation of legal gambling to each state. Practically, that means no single set of rules applies nationwide, and Playbook needs a compliance module for every state you operate in.
Because the rules live at the state level, the two fastest ways to ground a piece of US content are the complete state modules below and the live tool. Check any line against a jurisdiction's requirements in the interactive Coverage Map, and confirm federal positions against the official regulators — there is no single national gambling regulator, but FinCEN and the National Indian Gaming Commission are the federal bodies that touch the industry most directly.
Murphy v. NCAA (2018) struck down PASPA, the federal law that had effectively confined sports betting to Nevada. That single decision handed the choice to the states and triggered a gold rush — sports betting is now legal in roughly 39 states plus DC. Every jurisdiction question in the US now starts with the question, "which state?"
The complete state modules
Two states have full Playbook compliance modules today — built to the same depth as the Ontario and UK pages, covering the regulator, legal requirements, helpline rules, messaging, advertising, self-exclusion, and player-protection tools. Start with these when you need the actual obligations rather than the at-a-glance status.
Complete module
The oldest and most-developed framework in the country — the Nevada Gaming Control Board and Gaming Commission, a 21+ floor for every product, no lottery, and an obligation-based messaging regime. The reference point for how a mature US market works.
Complete module
A newer, fast-moving market under the Massachusetts Gaming Commission — three casinos, legal sports betting, and some of the country's most active rule-making on advertising and player protection. The reference point for an emerging US market.
Beyond the two written modules, nine states carry detailed primary-source data inside the interactive tool — Nevada, New Jersey, Massachusetts, Michigan, Ohio, Pennsylvania, Arizona, Illinois, and California. If the state you are working in is on that list, run your draft through the Coverage Map for the sourced, current detail before you publish.
Who regulates, and how
There is no equivalent to the UK's Gambling Commission at the national level. Each state runs its own regulator (sometimes several), its own licensing structure, its own permitted products, and its own player-protection requirements. Some frameworks are decades old and highly developed (see Nevada); others are newer markets still building their apparatus (see Massachusetts).
The model is best described as devolved: authority sits with the states, and with tribal nations under IGRA. For Playbook, the headline consequences are that helplines, advertising rules, and player-protection requirements all vary by state, and that the brand configuration should be structured as state sub-entries rather than a single flat US entry.
The federal guardrails
Five federal instruments shape what is and isn't possible. None of them regulate legal gambling directly — they set criminal boundaries, govern tribal gaming, and impose financial-crime controls — but every state operates inside them.
Wire Act
18 U.S.C. § 1084 · 1961
Prohibits using wire communications for interstate sports betting.
Limits cross-state online betting. A 2011 DOJ opinion narrowed it to sports betting only; that narrow reading was upheld by the 1st Circuit in 2019.
IGRA
Indian Gaming Regulatory Act · 1988
Governs gambling on tribal lands and created the NIGC.
Tribal gaming compacts set separate rules. Deployment on tribal properties may require additional compliance.
PASPA
Struck down · 1992–2018
Prohibited state-authorized sports betting outside NV, OR, DE, and MT.
Struck down by the Supreme Court in Murphy v. NCAA (2018) — the decision that opened sports betting to every state.
UIGEA
Unlawful Internet Gambling Enforcement Act · 2006
Bars financial institutions from processing unlawful internet gambling transactions.
Does not itself define what is unlawful — it defers to state law. Mainly affects payment processing for online play.
Bank Secrecy Act / FinCEN
1970+
Anti-money-laundering requirements for casinos and card clubs.
Currency Transaction Reports (10,000 dollars and up) and Suspicious Activity Report filings apply to all US casinos as financial institutions.
Federal agencies in the picture
No federal agency licenses casinos, but several touch the industry through finance, tribal oversight, advertising, and tax.
| Agency | Full name | Role |
|---|---|---|
| FinCEN | Financial Crimes Enforcement Network | AML / BSA compliance for casinos. |
| NIGC | National Indian Gaming Commission | Oversight of tribal gaming operations. |
| DOJ | Department of Justice | Enforcement of federal gambling laws (Wire Act, IGRA). |
| FTC | Federal Trade Commission | Truth-in-advertising enforcement, applied to gambling ads like any other. |
| IRS | Internal Revenue Service | Tax reporting on winnings (1,200 dollars and up on slots; 5,000 dollars and up on poker and other games). |
The national helpline
The National Council on Problem Gambling (NCPG) operates the primary US gambling helpline. The branding shifted in late 2025, so the team needs to know which number to reach for in which context — and which is now the line NCPG itself runs.
1-800-MY-RESET
NCPG primary
The National Problem Gambling Helpline number NCPG now operates and promotes (also reachable as 1-800-697-3738). Call, text, and chat, 24/7/365, free and confidential. Treat this as the default branded line going forward.
1-800-GAMBLER
State-mandated
The number most often written into state regulations. Following a 2025 New Jersey court ruling, NCPG no longer manages it — but where a state's rules name it, display it exactly as required.
1-800-522-4700
Legacy fallback
The long-recognized legacy number, still widely published and operational. Keep it as a fallback where neither of the others is specifically required.
The working rule: lead with 1-800-MY-RESET as the line NCPG now operates, show 1-800-GAMBLER wherever a state's regulations specifically require that number, and keep 1-800-522-4700 as the recognized fallback. Beyond the phone lines, NCPG runs a text option (Text 800GAM) and online chat at ncpgambling.org/chat. For non-gambling-specific crises, the 988 Suicide & Crisis Lifeline takes calls and texts at 988.
Some states run their own helplines on top of the national number. When a state has one, it typically must appear alongside — or instead of — the national line. Those state-specific requirements live in each state's module.
Messaging requirements
Because messaging obligations are set state by state, the US rarely imposes a single nationwide verbatim line the way some countries do. Instead, the requirement is usually obligation-based: a state mandates that a responsible-gambling message and a helpline reference appear, and an operator meets that obligation with compliant copy. That is good news for Playbook — it leaves room to satisfy the rule in the brand voice rather than reciting a clinical script. Where a state does prescribe exact wording or an exact helpline number, treat it as verbatim and reproduce it precisely; the state modules flag those cases. For how the same obligation reads in the Playbook register versus compliance boilerplate, see Voice & Tone.
Advertising restrictions
Federal advertising law is light-touch — the FTC enforces truth-in-advertising, and the IRS and FinCEN sit on the finance side — so most channel-level rules come from the states and from the AGA Responsible Gaming Code below. The constants that hold across channels:
| Channel | What to watch |
|---|---|
| All paid media | No targeting of minors; no misleading depictions of the odds, size, or frequency of winning (FTC truth-in-advertising). |
| Bonus & promotion offers | Clear terms and conditions on every bonus; states increasingly restrict "free" and "risk-free" framing. |
| Social media | Audience must sit above the state legal age; influencer and celebrity endorsements must follow FTC disclosure rules. |
| Broadcast & live sports | State-specific volume and placement limits are tightening; a helpline reference is expected on-screen. |
| Every ad | Carry a responsible-gambling message and the required helpline number for the state it runs in. |
The AGA Responsible Gaming framework
The American Gaming Association (AGA) publishes a voluntary Responsible Gaming Code of Conduct that most major US operators follow. It isn't law, but it represents industry best practice and is frequently cited by state regulators — which makes it the closest thing the US has to a national responsible-gaming baseline.
| Principle | What it asks of operators |
|---|---|
| Employee training | Staff trained to recognize the signs of a gambling problem and respond appropriately. |
| Responsible advertising | Ads should not target minors, mislead about odds, or encourage excessive play. |
| Self-exclusion | Operators should participate in state self-exclusion programs. |
| Player education | Provide information on odds, house edge, and player-protection tools. |
| Helpline access | Gambling helpline information displayed prominently. |
| Underage prevention | Active measures to keep minors from gambling. |
Playbook's approach maps onto the AGA principles by default — entertainment-literacy content, transparent odds, accessible helplines, and player-tool promotion. Operators can cite that alignment as part of their responsible-gaming program.
Self-exclusion and player protection
There is no national self-exclusion register. Self-exclusion is run at the state level — and in some states at the property level — so the right program to name depends entirely on where the player is. Operators are expected to participate in their state's self-exclusion program, and Playbook copy should point players to your self-exclusion program for the relevant state rather than a single national scheme. The state modules (starting with Nevada) document each program by name.
The broader player-protection toolkit is consistent in spirit across states even where the mechanics differ: deposit and spend limits, time and session reminders, cool-off and account pauses, and self-assessment check-ins. Playbook frames each as a tool the player chooses to use, not a restriction imposed on them.
State readiness table — all 50 states + DC
The complete module below covers every state plus the District of Columbia. Legal age is 21 in most states with commercial casinos and 18 in several states for lottery, pari-mutuel, or tribal gaming only (shown as 21 / 18 where it splits by product). "Online casino" and "Online poker" are the regulated iGaming products; many more states permit online sports betting than online casino. Two states carry Complete modules today; the rest are Planned.
| State | Primary regulator | Legal age | Casino | Sports betting | Online casino | Online poker | Lottery | Status |
|---|---|---|---|---|---|---|---|---|
| Nevada | NGCB / NGC | 21 | Legal | Legal | No | Legal | No (prohibited) | Complete |
| Alabama | — | 21 | No | No | No | No | No | Planned |
| Alaska | — | 21 | No | No | No | No | No | Planned |
| Arizona | ADG | 21 | Tribal | Legal | No | No | Yes | Planned |
| Arkansas | ARC | 21 | Legal (4) | Legal | No | No | Yes | Planned |
| California | CGCC | 21 / 18 | Tribal + cardrooms | No | No | No | Yes | Planned |
| Colorado | DORA / DGE | 21 | Legal | Legal | No | No | Yes | Planned |
| Connecticut | DCP | 21 | Tribal (2) | Legal | Legal | No | Yes | Planned |
| Delaware | DLO | 21 | Legal (3 racinos) | Legal | Legal | Legal | Yes | Planned |
| Florida | DBPR / Seminole | 21 / 18 | Tribal + pari-mutuel | Legal (Seminole) | No | No | Yes | Planned |
| Georgia | GLC | 18 (lottery only) | No | No | No | No | Yes | Planned |
| Hawaii | — | — | No | No | No | No | No | Planned |
| Idaho | ILC / ISP | 18 | Tribal | No | No | No | Yes | Planned |
| Illinois | IGB | 21 | Legal | Legal | No | No | Yes | Planned |
| Indiana | IGC | 21 | Legal | Legal | No | No | Yes | Planned |
| Iowa | IRGC | 21 | Legal | Legal | No | No | Yes | Planned |
| Kansas | KRGC | 21 | Legal (4 state-owned) | Legal | No | No | Yes | Planned |
| Kentucky | KHRC / KLC | 21 / 18 | No (HHR terminals) | Legal | No | No | Yes | Planned |
| Louisiana | LGCB | 21 | Legal | Legal | No | No | Yes | Planned |
| Maine | GSBME | 21 | Legal (2) | Legal | No | No | Yes | Planned |
| Maryland | MLGCC | 21 | Legal (6) | Legal | No | No | Yes | Planned |
| Massachusetts | MGC | 21 | Legal (3) | Legal | No | No | Yes | Complete |
| Michigan | MGCB | 21 | Tribal + 3 commercial | Legal | Legal | Legal | Yes | Planned |
| Minnesota | MGRB | 21 / 18 | Tribal | No | No | No | Yes | Planned |
| Mississippi | MGC | 21 | Legal | Legal (in-person) | No | No | Yes | Planned |
| Missouri | MGC | 21 | Legal (13 riverboat) | No | No | No | Yes | Planned |
| Montana | DOJ Gambling Control | 18 | Limited (tavern) | Legal (lottery-run) | No | No | Yes | Planned |
| Nebraska | NGCC | 21 | Legal (6) | No | No | No | Yes | Planned |
| New Hampshire | NHLC | 21 / 18 | Legal (2) | Legal | No | No | Yes | Planned |
| New Jersey | DGE / CCC | 21 | Legal (9 Atlantic City) | Legal | Legal | Legal | Yes | Planned |
| New Mexico | NGC | 21 | Tribal + racinos | No | No | No | Yes | Planned |
| New York | NYGC | 21 / 18 | Commercial + tribal | Legal | Legal (2025+) | No | Yes | Planned |
| North Carolina | NCGS / NCLC | 21 / 18 | Tribal | Legal | No | No | Yes | Planned |
| North Dakota | AG Office | 21 | Tribal | Legal | No | No | Yes | Planned |
| Ohio | OCCC | 21 | Legal (4 + 7 racinos) | Legal | No | No | Yes | Planned |
| Oklahoma | OHRC | 18 | Tribal | No | No | No | Yes | Planned |
| Oregon | OLCC / OLC | 21 / 18 | Tribal | Legal (lottery-run) | No | No | Yes | Planned |
| Pennsylvania | PGCB | 21 | Legal (16 + mini-casinos) | Legal | Legal | Legal | Yes | Planned |
| Rhode Island | DBR | 18 | Legal (2) | Legal | Legal | No | Yes | Planned |
| South Carolina | — | 18 (lottery only) | No | No | No | No | Yes | Planned |
| South Dakota | SDCGC | 21 | Legal (Deadwood + tribal) | Legal | No | No | Yes | Planned |
| Tennessee | SGC | 21 | No | Legal (online only) | No | No | Yes | Planned |
| Texas | TLC | 18 (lottery only) | No | No | No | No | Yes | Planned |
| Utah | — | — | No | No | No | No | No | Planned |
| Vermont | DLL | 21 / 18 | No | Legal (2025+) | No | No | Yes | Planned |
| Virginia | VDACS / VLC | 21 | Legal (5 planned) | Legal | No | No | Yes | Planned |
| Washington | WSGC | 21 / 18 | Tribal | Legal (tribal, in-person) | No | No | Yes | Planned |
| West Virginia | WVLRC | 21 | Legal (5) | Legal | Legal | Legal | Yes | Planned |
| Wisconsin | DOA / DGC | 21 | Tribal | No | No | No | Yes | Planned |
| Wyoming | WGCC | 18 | No | Legal | No | No | No (charitable) | Planned |
| Washington, DC | OLG | 18 | No | Legal | No | No | Yes | Planned |
Online status, early 2026: online casino is live in 7 states (CT, DE, MI, NJ, PA, RI, WV); online poker in 6 (DE, MI, NV, NJ, PA, WV); online sports betting in roughly 30. A dash (—) in the regulator column marks states with no dedicated gambling regulator (typically because no regulated gambling exists, or only a lottery does). Nevada has no lottery — it is constitutionally prohibited.
This page is a working summary to help content and marketing teams build compliant Playbook material. It is not legal advice, and it is not a substitute for the specific, current rules of any state regulator. Verify requirements against the relevant state module and official sources before publishing — US gambling law moves quickly, and the per-state detail is where the obligations actually live. To check Playbook content against a jurisdiction's rules interactively, use the live Coverage Map.